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Call 1-877-521-PHMC(7462) or
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Call 1-877-521-PHMC(7462) or
to get your mortgage rate. Home Loan Experts are available now! Wait time is less than 15 seconds. |
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The Profolio Home Mortgage Corporation (hereafter called Profolio) Web site (the “Site”) is available for personal, non-commercial use only. Profolio owns all of the content on the Site and none of the content or information may be copied, distributed, reproduced, published, or sold in any form without Profolio's permission. Use of the Site constitutes your agreement to abide by all of the terms and policies set forth therein. If you are not willing to so agree, please immediately discontinue your use of the Site. This Legal Policy may be revised by Profolio at any time at its sole discretion, with or without notice. As such, users are encouraged to frequently review this policy. The terms "we," "us" and "our" refer to Profolio Home Mortgage Corporation.
Information on this Site is intended solely for general guidance purposes. None of the information provided on this Web site constitutes legal, tax, accounting, or other professional advice. Each Site user is advised to consult his or her own financial advisor regarding the application of any information on this Site to a user’s individual circumstances. All information included on this Web site is believed to be accurate, although inaccuracies or typographical errors may exist. Mortgage interest rates, loan terms, and other information on this Web site are subject to change without notice. This Site may provide links to other Web sites owned or operated by parties other than Profolio Home Mortgage. Profolio does not operate or control in any respect, or endorse any information, software, products or services available on such third party Web sites, unless expressly stated otherwise. Such links to third-party Web sites are provided for your convenience and reference only. Users are advised to review the policies posted by these third-party Web sites regarding privacy, terms of use, and other topics before using them.
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; race, gender, and income of applicants and borrowers; and information about loan approvals and denials. You may inquire about our HMDA data by sending a signed written request to the following address: Profolio Home Mortgage Corporation 3701 Briarpark, Suite 150, Houston, TX 77042 , Attn: Compliance Officer 866- 207-5340
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capability to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If you have any questions regarding your rights, or if you wish to file a complaint, please contact the management of this financial institution or: The Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18), to:
It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:
Trends, characteristics, or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid unsafe and unsound practice, or race, color, religion, sex, marital status, national origin, or ancestry. It is illegal to consider the racial, ethnic, religious, or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation, or refinancing of one-to-four unit family residences occupied by the owner. In addition, these provisions govern financial assistance for the improvement or rehabilitation of an owner-occupied or investor-owned one-to-four unit dwelling
If you have questions about your rights, or if you wish to file a complaint, contact the management:
Profolio Home Mortgage Corporation
3701 Briarpark,
Suite 150,
Houston, TX 77042
Attn: Compliance Officer 866- 207-5340
The information contained in this Web site are: Copyright © 2007 Profolio Home Mortgage Corporation, 3701 Briarpark, Suite 150, Houston, TX 77042 USA. All rights reserved. Other product and company names mentioned herein, including the names of participating Lenders or customers, may be the trademarks of their respective owners. Disclaimers and Limitation of Liability
This site and the information, data, products and services associated with it are provided “as is.” Profolio Home Mortgage Corporation and its affiliates disclaim any warranties of any kind, expressed or implied, as to any matter whatsoever relating to this Web site, and information, data and services provided herein, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and/or representations or warranties that you will obtain a home loan from Profolio Home Mortgage. Use of this Web site is at your own risk. Profolio Home Mortgage and its affiliates are not liable for any direct, indirect, punitive, incidental, special or consequential damages or other injury arising out of or in any way connected with your use of this Web site, or with the delay or inability to use this Web site, or for any information, software, products and services obtained from this Web site, whether resulting in whole or in part, from breach of contract, tortuous behavior, negligence, strict liability or otherwise, even if Profolio and/or its affiliates had been advised of the possibility of damages. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
As a condition of using this Site, you agree to indemnify Profolio Home Mortgage Corporation and its affiliates from and against any and all claims, liabilities, losses, expenses (including attorneys’ fees) and damages arising out of or related to claims resulting from your use of this Web site.
Any dispute, claim or controversy arising out of or relating to your use of this Web site and any information, data and services provided on the Web site, shall be determined by arbitration in Harris County, Texas, before a sole arbitrator, in accordance with the laws of the State of Texas for agreements made in and to be performed in that State.
This Legal Policy shall be treated as though executed and performed in Houston, TX, and shall be governed and construed in accordance with the laws of the United States of America and, to the extent that state law is applicable, by the laws of the State of Texas (without regard to conflict of law principles).
Profolio Home Mortgage Corporation is proud to provide competitive home financing alternatives to thousands of consumers throughout the United States. We are committed to fair and equal treatment of consumers and to responsible lending.
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